Get Php 1,140,000 coverage for as low as Php 289/month*!

Frequently Asked Questions

The Cash for Income Loss is a comprehensive coverage product that provides income replacement if you stop working due to permanent disability or death, may it be because of an accident or illness. It provides a monthly allowance for 3, 4 or 5 years plus a cash bonus, if applicable, along with the last monthly cash payout.

    You can buy this if:

    you are 18 to 55 years old

    you have a fully verified Investa Account

    you are in good health and able to work and do not have any pre-existing conditions

    you are a Filipino citizen or a foreigner who is a legal resident of the Philippines

      If you get disabled or pass away due to an illness or accident, you or your family will receive the benefits in monthly installments over 3, 4 or 5 years. This is to assure you and your family that there will be a steady flow of income for daily needs.
        You can buy as many policies from Singlife as you want. However, the Total Benefit Amount for all your Disability & Death policies should not exceed Php 6 Million.
          Your coverage starts immediately after you have successfully purchased the product (which includes the payment).

            The covered Expanded Accidents, which pays 50% of the monthly cash benefit, if you become disabled due to the following accidents:

            • while working as a Licensed Pilot, Helmsman, or Paid Driver;
              • while working in a commercial land vehicle, aircraft, or water-borne craft but not as a fare-paying passenger
                • occurring during any of the following incidents:
                    • Body Boarding
                    • Ballooning
                    • Kite Surfing
                    • Gliding
                    • Jet Skiing
                    • Canopy Piloting
                    • Canoeing
                    • Parachuting
                    • Wind Surfing
                    • Skydiving
                    • Hang Gliding
                    • Legal Road Racing
                    • Paragliding
                    • Legal Water Racing
                  • during any act of terrorism
                    • during any nuclear, biological, and chemical attack/warfare
                      We will issue your policy contract immediately after you have completed the application process and payment. The ePolicy will be sent to your registered email address and will also be available in the Header of the Policy Page in your Investa app or website. The e-Policy is in PDF format and is readily printable.
                        You may cancel your policy at anytime. If you cancel your policy within 15 days after you receive the policy contract, we will refund the full premium you have paid. If you cancel it after the 15 days, the effectivity of the cancellation will be on the next due date and you will not receive any refund. Your policy contract is considered received once we have successfully sent it to your registered email address.
                          Step 1:

                          Login to your Investa account

                            Step 2:

                            Choose Singlife product Cash for Income Loss

                              Step 3:

                              Provide all the necessary details

                                Step 4:

                                Select the Plan Type and Coverage you want

                                  Step 5:

                                  Designate your beneficiary

                                    Step 6:

                                    Review your details and the Declarations, once you agree, click “Confirm”

                                      Step 7:

                                      Complete your payment using your Investa wallet

                                        We will automatically deduct the amount for payment from your Investa wallet every premium due date. Please make sure you have enough balance in the Investa wallet on the due dates to keep your policy active.
                                          If we are unable to deduct your premium on its due date due to insufficient fund in your Investa wallet, your policy may terminate. Hence, we encourage you to keep track of your premium due dates so during the scheduled deduction dates, your Investa wallet has sufficient funds. However, if we failed to deduct your premium on its due date because of insufficient fund, we will make several attempts within 31 days from the premium due date to deduct the premium. Please make sure your Investa wallet has sufficient funds so your policy will remain active.

                                            You may call us at +632-8299-3737 or email us at help@singlife.com so we can assist you in filing the claim.

                                              Please note that the review of the claim will only start once you have submitted all the required claim documents. We will contact you if we require any additional information and/or document(s).

                                                Your beneficiary/ies may call us at +632-8299-3737 or email us at help@singlife.com so we can assist them in filing the claim. The review of the claim will only start once your beneficiary/ies have submitted all the required claim documents. We will contact your beneficiary/ies if we require any additional information and/or document(s).

                                                  “Beneficiary/ies” are the person/s designated to receive the policy benefits if you pass away.
                                                    You can only buy the policy for yourself. However, If they can also buy the product for themselves through the Investa app or website.
                                                      Yes, you are covered even when the disability or death occurs when you are outside of the Philippines. The cash benefit payable will be in Philippine Peso.
                                                        You may chat with us, email us at help@singlife.com, or call us at +632-8299-3737.